Travel insurance for infants or seniors may not be the easiest task. Rus.Postimees looked into what age restrictions exist in Estonian insurance companies and who may be denied insurance. /nginx/o/2024/07/20/16234772t1hc5cf.jpg)
Older people also want to feel safe abroad. Photo: Pixabay
Travel insurance for infants or seniors may not be the easiest task. Rus.Postimees looked into what age restrictions exist in Estonian insurance companies and who may be denied insurance.
“I’m almost 70, and my mother is already over 90. Moreover, we are both passionate travelers. Due to some health problems, we travel close, but still outside Estonia: to Finland, Sweden, Latvia,” says a Rus.Postimees reader. – I have a Swedbank gold card, which covers the costs of medical care abroad; it also applies to family members, but only to children, grandchildren and spouses. Parents do not fall into this category. Therefore, every time I have to take out insurance for my mother.”
According to her, she constantly faces difficulties. “Most insurance companies can only insure a person under 75 years of age. The essence of the refusals is clear: the risk of an insured event with an elderly traveler is much greater, and he can have a heart attack or stroke literally out of the blue, but, judging by travel groups on Facebook, young people are much more likely to end up in hospitals. What kind of insurance ageism is this anyway?” – the reader asks.
