Loans to maintain financial liquidity (purpose of the loan – UP – maintaining liquidity) with interest subsidies may be granted by banks to agricultural producers in order to improve financial liquidity in connection with restrictions on the agricultural market caused by the aggression of the Russian Federation towards Ukraine. Regulation of the Council of Ministers of June 27 this year. extends the loan granting deadline by another six months, i.e. until December 31, 2024.
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More funds and extended deadlines for liquidity loans for farmers 
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Additional funds were found to maintain liquidity on farms
What can a liquidity loan be used for?
The loan may be granted to settle financial liabilities related to running agricultural activities on a farm and for agricultural producers to incur current expenses contributing to the improvement of financial liquidity through the purchase of, among others:
- certified seed and nursery material,
- mineral fertilizers, plant protection products, concentrates and feed concentrates for farm animals,
- fuel for agricultural purposes,
- livestock, classified as current assets in accordance with the provisions of the Accounting Act,
- functional and reproductive queen bees,
- fuel materials for heating greenhouses and tunnels,
- roughage.
The loan cannot be granted to repay loans intended for the purchase of fixed assets purchased as part of the implementation of investments financed from the Rural Development Program 2007-2013 or constituting eligible costs under the Rural Development Program 2014-2020 measures.
Liquidity loan amount
The amount of loans granted to an agricultural producer may not exceed:
- PLN 100,000 – when the agricultural producer runs a farm within the meaning of the provisions on agricultural tax with an area of no more than 50 ha of agricultural land;
- PLN 200,000 – when the agricultural producer runs a farm within the meaning of the provisions on agricultural tax with an area exceeding 50 ha and not more than 100 ha of agricultural land;
- PLN 400,000 – when an agricultural producer runs a farm within the meaning of the agricultural tax regulations with an area of more than 100 ha of agricultural land.
