The minimum wage increases on July 1. The minimum salary is PLN 4,300 gross. This is good news for a large part of employees. The worse thing is that with the increase in the minimum wage, penalties for the lack of compulsory third party liability insurance will increase. The increase in the minimum wage directly affects the amount of financial penalties transferred to the Insurance Guarantee Fund.
In 2024, this fine will reach a record level and will reach up to PLN 12,000. zloty.
The amount of penalties depends on the period during which the vehicle was not insured. The longer this time was, the more severe the fine will be.
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Penalties for lack of third party liability insurance will be even more severe
According to the Insurance Guarantee Fund, from July 1, 2024, owners of passenger cars will pay for the lack of third party liability insurance:
- PLN 1,720 if the vehicle is uninsured for 1 to 3 days;
- PLN 4,300, for lack of third party liability insurance from 4 to 14 days;
- PLN 8,600 for lack of third party liability insurance for more than 14 days.
In the case of trucks, tractors and buses, the penalties will be even more severe.
- PLN 2,580 for no insurance for 1 to 3 days,
- PLN 6,450 for lack of third party liability insurance from 4 to 14 days,
- PLN 12,900 for lack of third party liability insurance for more than two weeks.
The lowest penalties for lack of compulsory third party liability insurance will be paid by two-wheeler owners.
- PLN 290 for no third party liability insurance from 1 to 3 days,
- PLN 720 for no third party liability insurance from 4 to 14 days,
- PLN 1,430 for no third-party liability insurance for more than two weeks.
