Sberbank, together with EBS, intends to launch payment for goods marked 18+ using biometrics without presenting a passport. Oleg Yevseyev, director of the Biometrics division at Sberbank, told RBC about this.
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The service will be implemented jointly with the National Payment Card System (NSPK) and will be available to clients of any bank.
"We are designing joint services with the Unified Biometric System for passport replacement. These are services such as payment with age verification for special goods marked 18+," Yevseyev said.
He added that the project is currently at the stage of developing the architecture, which will subsequently need to be agreed upon with regulators.
The biometric age verification service for purchasing 18+ products will be implemented within the Unified Biometric System. This means that the EBS user will be able to confirm their age regardless of which bank their account is linked to. Currently, the Central Bank of the Russian Federation, together with the National Payment Card System (NSPK), is developing the architecture and customer journey of the service. In the future, these solutions will be offered to retailers and banks for discussion and integration into existing services.
Currently, the bank has installed 750 thousand payment terminals that read biometrics, by the end of the year their number should be at least 1 million. According to data from February 2024, the Unified Biometric System stored about 70 million biometric data of Russians (face and voice imprints), including Sberbank that transferred 30 million biometric data.
According to the law, a passport can only be replaced by identification in the state Unified Biometric System and the Unified Identification and Authentication System (ESIA), so this is a joint project with state systems, Yevseyev explained.
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