Financial policies New Year’s resolutions have 59 proc. of Polish and 52 proc. People most often want to reduce spending (26 proc.), and also start saving (19 proc.). Among those, who in 2025 year. think about investing closely ⅔ does have children – results from a survey performed on commission ANG Responsible Finance, firms
intermediation financial-insurance. 
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Vinted explores new-year concepts of People: saving, better quality and fashion
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56 proc. students have at least one post new year’s resolution. More than every quarter want to reduce spending in 2025 year, which may be related to increasing prices of services and products, which in a perceptible way burdens portfolios. Nearly every fifth person wants to start regularly saving or increase the amount that regularly saves. A small part of survey respondents tie their concepts to professional life -they
want to start earning more .
Before all cuts in expenditures
– More often cuts expenditures want women (28 proc.) than men (23 proc.). What is important, a part of the decisions is about debt. 7 proc. some people would want to repay the credit or loan more quickly, a 3 proc. has decided faster to repay the credit mortgage – comments Natalia Ciecióra, Manager of Marketing in ANG Responsible Finance, a brokerage finance and insurance company.
The larger city, the more willing to cut expenses. Every fourth person in rural plans limit in costs. This number systematically is increasing along with the size of city centers, from which respondents come. In cities of more than 500 thousand. residents of reduced spending think even 30 percent. Similarly with education – the higher, the more determined in cutting costs and saving.
Increasing savings andWe invest
19 procent of Poles and People plan to build savings in the form of depositing financial surpluses in accounts, deposits or even “in sockets”. Further 9 proc. thoughts about investment in 2025 year.
– This prim also will lead you. Start regularly saving or increase the amount saved wants 22 percent of women and only 15 percent of men. Of investing in shares, bonds or other investment products think of 10 proc. women and 7 proc. men – says Natalia Ciecióra, Manager of Marketing Department in ANG Responsible
Finance.
Both in the case of deciding
to start saving or increasing its amount, as and investing are promoted by people with higher education – relatively 22 proc. and 12 proc.
Parents are less likely to invest
Some differences in the approach to saving can be seen between parents and less children. In 2025 year save plans 22 proc. people who do not have children and 18 proc. people who are parents. Among the latter, they are the most parents of children aged from 2 to 5 years (34 proc.).
Much greater divergences are in the case of policies for investment. Only 6 proc. of those, who plan to purchase shares,
bonds and other of this type products, have children (in this
case most often aged 2-5 years).
As many 13 proc. persons, who have in the next year investment plans, do have children. This is nearly two fold more.
Having children a saving and investing.png
Women and young people frequently set financial goals
In generally men are fewer than women have new-year goals related to finances -. almost 48 proc. men have none. In the case of women, this interest is only 41 proc. What interesting, men frequently point to as the concurrence of commitment – mortgage, credit cash or loan.
Stipulations for future year has with count a of 81 proc. persons at age 18-24 years. In next age groups this number is decreasing – persons from 25. to 34. year of life have at least one post in 67 proc. cases. Similarly the group of studied oten years older. Even fewer financial posts have Polish women and Polish people above 55. year of living – among this group of respondents is to change something in finance only two per five people.
– In the restriction of expenditures there is no diametric differences, if there are of age groups. In the cases of other policies – whether this is about saving, or investing or also taking on other obligations – there are differences in age already are. The older the group of respondents, the there are fewer such conclusions. This may be due to stability, which many people are acquiring with the run of time. It is natural, that as 38 proc. persons from the youngest age group (18-24 l.) would want to earn more, while only 17 proc. researched at ages 35-44 years indicate this category, not talking already about the oldestgroupofresearchersindicatingthisgoalin6proc.cases.Taking outamortgageis alsooftenthoughtbyyoungerpeoplethat is.in ages18-24and25-34years.- saysJolantaGrabowska,ManagerESGatANGResponsibleFinance.
TheFinanceaChristmasstudywasconductedbyresearch firmMaison&Partners,methodCAWIinDecember2024.onarepresentativesampleof1080WomenandPeople,oncommissionedANGResponsibleFinance.
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