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EXPERT | The Rate Euribor: how does this affect the size of payments onloans?

ЭКСПЕРТ | Понижение ставки Euribor: каким образом это влияет на размер платежей по кредитам?

Despite the fact that the slight increase in the next months is expected, by the end of the current year it is projected>to decrease to almost 2 percent. How will this affect the size of payments on loans?Partner Pindi Kinnisvara Sales Peep Sooman is confident that the recovery of the market, which began in the second half of the year is due in much to the decline of the euroboration. “During the period of the increase in its rate the participants in the market took a
waiting position, “But now there is a trend for a more longer decreasing course, which gives people a more stable sense of confidence,” said he. “The credit margin of banks, which is added to the euroboration when calculating interest on credit, also has decreased. and in
the ultimate result those already borrowing or going to take credit families will receive a substantial reduction of financial burden, which in the case of large amounts to some few hundreds of euros,” Sooman said. “We have compiled a table in which the amounts of monthly payments, payable in the case of different amounts of credit – as in the period of the highest EURIBOR rate in October 2023 of the year (about 4,1%),

onthebaseoftoday’seuroborne(about2.7%),soasexpectedinthesizeof2%.An evenmoresignificantweakeningwasreceivedbythosewhointheinterimagreedtoreducethebankmarginintheircase,sinceitwashigherin2023,” Sooman added.

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