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Belarusians in 2024 year almost by 50% still take more consumer credits

Белорусы в 2024 году почти на 50% стали брать больше потребительских кредитов

Chairman of the Permanent Commission of the Council of the Republic of Economy, Budget and Finance Vladislav Tatarinovich reported, that the past year was record on the volume of consumer credit – it increased by 46%, and the total sum was over 10 billion rubles, report “Minsk News.”

All of 2024 in the country has concluded over 5 million credit agreements, a a a average amount of credit was 6 400 rubles, of they 45% are secured by real estate. In terms of level coverage of credit population, if the number of contracts to the number of working-age population and older, Mogilev oblast is 75.5%. In Minsk the same this indicator is the lowest in the country – only 50.3%.

In the segment of micro-loans the inhabitants of Belarus took them for 135 million rubles. In this in 96% of the cases are about the dates of loans under 1 month, which is connected with the need to receive a small amount for a short period.

The Tatarinovich predicts the total amount of credit in2025yearwillincreaseto14-15billion.

Thereasons for theoptimistictrendswerecited as: positiveattitudeofbankstocredit,widelineupofdifferentofferings,relativelyfavorableinterestrateat10%.

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