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The store may refuse the cash back service
According to the National Bank of Poland in its report on payment cards at the end of 2023, cashback is already offered to 278.6 thousand. stores, and the number of terminals adapted to provide this service increased by 3.8 thousand in the fourth quarter. In the same period, 6.2 million withdrawals worth over PLN 1 billion were recorded.
– Cash withdrawal is possible when you make purchases for any amount and pay for them by card. The service can be used multiple times during a given day, which makes it a very convenient form for people who suddenly need cash, says Patrycja Kamińska, PR Manager at Netto Polska. – The number of Netto customers who use the cashback service in all branches of our network throughout Poland remains at a similar level, but the value of the amounts paid is regularly growing – he adds.
As research by the Polska Bezgotówkowa Foundation shows, amounts between PLN 50 and 100 (34%) and amounts up to PLN 50 (24%) are most often paid using the cashback service. Importantly, most banks do not charge a fee for such an operation, and even if they do, the amounts are small, around PLN 2. From September 2022, the limit for a one-time cash withdrawal is PLN 1,000. The amount of cash that we can withdraw using the cashback service depends on the current amount of cash in the store cash register.
